Business Budgets That Actually Work
Most businesses fail because they run out of cash, not ideas. We teach practical budget management for Australian SMEs who need to make every dollar count without hiring a full-time CFO.
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What You'll Actually Learn Here
Look, budgeting isn't sexy. But it's the difference between closing your doors in year two and building something sustainable. We focus on what matters for businesses turning over between $200K and $2M annually.
Cash Flow Reality
Understanding the gap between profit on paper and money in the bank. You can be profitable and still go broke if timing's off.
Cost Structure Basics
Fixed versus variable costs, break-even points, and why your pricing might be killing you slowly. Real numbers, not theory.
Planning Cycles
Monthly reviews, quarterly adjustments, annual planning. How often you should actually look at this stuff depends on your business type.
Our Approach to Teaching Budget Skills
We built this after watching too many capable business owners struggle with spreadsheets that didn't match their reality. Our framework is based on what actually works in Australian small business, not corporate finance textbooks.
- Start with your current numbers, however messy they are
- Build a system that takes 30 minutes per week to maintain
- Create forecasts that account for seasonal patterns in your industry
- Learn when to adjust versus when to hold steady
- Understand tax implications before they surprise you
Who This Helped
These are business owners who took our courses between late 2024 and early 2025. Their situations varied, but the budgeting fundamentals stayed consistent.
Elspeth Dalgaard
Retail Owner, Canberra
"I was three months away from closing when I finally faced my numbers properly. The course didn't sugarcoat anything, which I needed. Turned things around by cutting costs I didn't realize were bleeding me dry and adjusting my product mix based on actual margin data."
Bronwyn Leitner
Service Business, NSW
"The seasonal forecasting module saved me during the slow months. I now plan for the dips instead of panicking when revenue drops in January. Having three months of operating expenses set aside changed everything about how I sleep at night."
How the Learning Unfolds
Our next program starts in September 2025 and runs for twelve weeks. You'll spend about four hours per week on content and implementation in your own business.
01
Assessment Phase
First three weeks focus on getting your current financial picture clear. We help you gather the right data and organize it in a way that makes sense for decision-making.
02
Building Your Framework
Weeks four through seven cover budget structure, forecasting methods, and variance analysis. This is where you build the system you'll use long-term.
03
Implementation Support
The final five weeks focus on making it stick. Monthly reviews, adjusting for reality, and troubleshooting common issues as they come up in your specific business context.
